Disclaimer

General Disclaimer

The information, tools, calculators, and content provided on GigFinanceHub.com (the "Website") are for informational and educational purposes only. They are not intended to be, and should not be construed as, professional financial, tax, legal, or investment advice.

Not Financial Advice

GigFinanceHub is NOT a licensed financial advisor, tax professional, accountant, or attorney. The calculators, articles, guides, and resources on this Website are designed to help freelancers, gig workers, and self-employed individuals make informed financial decisions, but they do not replace personalized advice from qualified professionals.

You Should Consult Professionals

Before making any financial decisions based on information from this Website, you should:

  • Consult a Certified Public Accountant (CPA) for tax planning and filing
  • Speak with a licensed financial advisor for investment and retirement planning
  • Seek legal counsel for business structure and contract matters
  • Contact a licensed insurance agent for health insurance and liability coverage

Calculator Accuracy

Estimates Only

All calculators on this Website provide estimates based on the information you input and general tax rules, formulas, and assumptions. Actual results may vary significantly based on:

  • Individual financial circumstances
  • Changes in tax laws and regulations
  • State and local tax requirements
  • Deductions, credits, and exemptions specific to your situation
  • IRS audits or adjustments

No Guarantee of Accuracy

While we strive to keep our calculators updated with the latest tax brackets, rates, and formulas:

  • Tax laws change frequently (sometimes mid-year)
  • We cannot guarantee that all calculations are error-free or current
  • We are not responsible for any financial losses, penalties, or interest resulting from reliance on our calculators

User Responsibility

You are solely responsible for:

  • Verifying the accuracy of calculator results
  • Ensuring compliance with federal, state, and local tax laws
  • Filing accurate tax returns with the IRS and state agencies
  • Paying taxes on time to avoid penalties

Content Accuracy

General Information

Articles, blog posts, and guides on this Website are based on publicly available information, IRS publications, and industry best practices. However:

  • Information may become outdated as laws and regulations change
  • We do not update all content in real-time
  • Always verify information with official sources (IRS.gov, SBA.gov, etc.)

This Website may contain links to third-party websites, tools, and resources. We are not responsible for:

  • The accuracy, legality, or content of external sites
  • Privacy practices of third-party services
  • Products or services offered by linked websites

No Professional Relationship

Using this Website or our calculators does NOT create a professional relationship (advisor-client, accountant-client, attorney-client) between you and GigFinanceHub or its operators.

Affiliate Relationships

Transparency

GigFinanceHub participates in affiliate marketing programs and may earn commissions when you click on links or purchase products/services from our partners, including:

  • QuickBooks Self-Employed
  • FreshBooks
  • Hurdlr
  • Stride
  • Other financial tools and services

Independence

Our affiliate relationships do NOT influence the accuracy of our calculators or the objectivity of our content. We only recommend products and services we believe are valuable to gig workers and freelancers.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

GigFinanceHub, its owners, operators, contributors, and affiliates shall NOT be liable for any:

  • Direct, indirect, incidental, or consequential damages arising from use of this Website
  • Financial losses resulting from reliance on calculators, articles, or tools
  • Tax penalties, interest, or audits due to inaccurate calculations or outdated information
  • Business decisions made based on content from this Website
  • Errors, omissions, or inaccuracies in any content or calculator

USE THIS WEBSITE AT YOUR OWN RISK.

No Warranty

This Website and all content are provided "AS IS" and "AS AVAILABLE" without warranties of any kind, either express or implied, including but not limited to:

  • Warranties of accuracy, completeness, or timeliness
  • Warranties of merchantability or fitness for a particular purpose
  • Warranties that the Website will be error-free or uninterrupted

Tax Law Changes

Tax laws, brackets, deductions, and credits change frequently. The calculators on this Website are based on:

  • 2026 projected tax brackets (subject to IRS confirmation)
  • Current self-employment tax rates (15.3% as of 2026)
  • General federal tax rules (state taxes not included unless specified)

Always verify current tax rates and rules with the IRS or a tax professional before filing.

State and Local Taxes

Our calculators primarily focus on federal taxes. They do NOT account for:

  • State income taxes (which vary by state)
  • Local taxes (city, county, municipal)
  • State-specific deductions or credits
  • Sales tax, property tax, or other local obligations

Consult your state's tax authority or a local CPA for state-specific guidance.

Personal Responsibility

By using this Website, you acknowledge and agree that:

  • You are responsible for your own financial decisions
  • You will verify all information with qualified professionals
  • You will not hold GigFinanceHub liable for any outcomes resulting from use of our tools or content

Updates and Changes

We reserve the right to update, modify, or discontinue any calculator, tool, or content at any time without notice. We are not obligated to maintain or update any information on this Website.

Contact for Errors

If you discover an error in our calculators or content, please notify us at:
Email: [email protected]

We will make reasonable efforts to correct errors, but we are not liable for any damages incurred before corrections are made.

Acceptance of Terms

By using GigFinanceHub.com, you acknowledge that you have read, understood, and agree to this Disclaimer. If you do not agree, please discontinue use of this Website immediately.

Last Updated: January 7, 2026

Note: This disclaimer should be reviewed by a licensed attorney to ensure compliance with applicable laws and regulations in your jurisdiction.

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