Privacy Policy

Introduction

Welcome to GigFinanceHub.com ("we," "our," or "us"). We are committed to protecting your privacy and ensuring transparency about how we collect, use, and safeguard your information. This Privacy Policy explains our practices regarding data collection and usage when you visit our website and use our financial calculators.

Information We Collect

Information You Provide

When you use our calculators or subscribe to our newsletter, you may provide:

  • Email address (for newsletter subscriptions and receiving calculator results)
  • Financial data (income, expenses, tax information entered into calculators)
  • Contact information (name, if provided voluntarily)

Important: All calculator inputs are processed locally in your browser and are NOT stored on our servers unless you explicitly choose to email results to yourself.

Automatically Collected Information

When you visit our website, we automatically collect:

  • Device information (browser type, operating system, device type)
  • Usage data (pages visited, time spent, click patterns)
  • IP address and general location (city/state level)
  • Cookies and tracking technologies (see Cookie Policy below)

How We Use Your Information

We use the collected information for:

  • Providing services: Delivering calculator results and newsletter content
  • Improving our website: Analyzing usage patterns to enhance user experience
  • Marketing communications: Sending relevant financial tips and tool updates (opt-in only)
  • Analytics: Understanding traffic sources and user behavior via Google Analytics
  • Advertising: Displaying relevant ads through Google AdSense and affiliate partners

Third-Party Services

We use the following third-party services that may collect your data:

Google Analytics

  • Purpose: Website traffic analysis
  • Data collected: Anonymized usage statistics
  • Privacy Policy: Google Privacy Policy

Google AdSense

  • Purpose: Displaying advertisements
  • Data collected: Cookies for ad personalization
  • Opt-out: Google Ad Settings

Mailchimp

  • Purpose: Email newsletter management
  • Data collected: Email address, name, subscription preferences
  • Privacy Policy: Mailchimp Privacy Policy

Affiliate Partners

We participate in affiliate programs with QuickBooks, FreshBooks, Hurdlr, and Stride. These partners may use cookies to track referrals.

Data Storage and Security

  • Calculator data: Processed locally in your browser; not transmitted to our servers
  • Email data: Stored securely with Mailchimp (encrypted in transit and at rest)
  • Website data: Hosted on secure servers with SSL encryption
  • Retention: Newsletter data retained until you unsubscribe; analytics data retained per Google's policies

We implement industry-standard security measures, but no method of transmission over the internet is 100% secure.

Your Rights

You have the right to:

  • Access: Request a copy of your personal data
  • Correction: Update or correct inaccurate information
  • Deletion: Request deletion of your data (right to be forgotten)
  • Opt-out: Unsubscribe from marketing emails at any time
  • Data portability: Receive your data in a machine-readable format

To exercise these rights, contact us at: [email protected]

Cookies Policy

We use cookies for:

  • Essential cookies: Required for website functionality
  • Analytics cookies: Google Analytics tracking (anonymized)
  • Advertising cookies: Google AdSense and affiliate tracking
  • Preference cookies: Remembering your settings (e.g., dark mode)

You can control cookies through your browser settings. Disabling cookies may limit website functionality.

Children's Privacy

Our website is not intended for individuals under 18 years of age. We do not knowingly collect personal information from children. If you believe we have inadvertently collected such data, please contact us immediately.

California Privacy Rights (CCPA)

California residents have additional rights under the California Consumer Privacy Act:

  • Right to know what personal data is collected
  • Right to delete personal data
  • Right to opt-out of data sales (we do NOT sell personal data)
  • Right to non-discrimination for exercising privacy rights

To submit a CCPA request: [email protected]

International Users (GDPR)

For users in the European Economic Area (EEA):

  • Legal basis for processing: Consent, legitimate interests, contractual necessity
  • Data transfers: We use services that comply with EU-U.S. Privacy Shield or Standard Contractual Clauses
  • Right to lodge a complaint: Contact your local data protection authority

Changes to This Policy

We may update this Privacy Policy periodically. Changes will be posted on this page with an updated "Last Updated" date. Continued use of our website after changes constitutes acceptance of the revised policy.

Contact Us

For privacy-related questions or concerns:

Note: This privacy policy is provided for informational purposes and should be reviewed by a legal professional before publication to ensure compliance with applicable laws.

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