🛡️ Emergency Fund Calculator
Build financial security with a proper emergency fund. Calculate how much you need to save and create a realistic savings plan based on your income and expenses.
Your Monthly Expenses
Calculate your essential monthly costs
Your Emergency Fund Targets
Minimum (3 Months)
$0
Basic safety net
⭐ Recommended
$0
6 months
Ideal (12 Months)
$0
Maximum security
Your Progress
You have $0 saved. $0 to go to reach your recommended target.
Savings Plan
Monthly Expenses
$0
Essential costs per month
Monthly Contribution
$0
Your savings goal
Time to Goal
0 mo
To reach recommended target
Completion Date
-
Estimated finish
Savings Milestones
💡 Emergency Fund Tips:
- Keep it liquid: Store in a high-yield savings account for easy access
- Automate savings: Set up automatic transfers on payday
- Start small: Even $500 can cover many emergencies
- Don't touch it: Only use for true emergencies (job loss, medical, car repair)
- Replenish after use: Rebuild your fund as soon as possible
Disclaimer: This calculator provides general guidance. Your ideal emergency fund size may
vary based on
personal circumstances, risk tolerance, and financial goals. Consult a financial advisor for personalized
advice.